Self-Pay Therapy

Self-Pay Therapy in New Jersey

Therapy without using insurance

Self-pay is one way to pay for therapy. At Therapy Aligned, it is for clients who are uninsured or who are not using insurance for these services. Therapy Aligned is a virtual practice, with sessions available across New Jersey.

Self-pay and discretion

Many people choose self-pay because they would rather not involve an insurance company in their therapy. When insurance is used, a practice shares information with the health plan to obtain payment, such as a diagnosis, dates of service, and a treatment summary. We do not send your insurance company information about care you pay for yourself. We share your information outside the practice only with your written permission, with the secure services that help us run the practice, or in the limited situations our Notice of Privacy Practices describes, such as a medical emergency or a legal requirement.

Your record is protected the same way however you pay. Self-pay changes what is shared for payment, not the confidentiality of your care.

Other reasons for self-pay

Some do not have insurance. Others have a plan Therapy Aligned is not in-network with.

Insurance or self-pay

Therapy Aligned also accepts several insurance plans. The clinical care is the same whether you use insurance or self-pay.

What self-pay therapy costs

Our standard self-pay rate is $200 per standard 53-minute individual session. Other individual-session lengths are billed in proportion to that rate; couples, family, and group sessions are priced separately.

Self-pay clients receive a Good Faith Estimate of expected charges.

More than the session

Therapy covers more than the 1-hour session. More detail is on What self-pay therapy covers.

Superbills

Therapy Aligned provides a superbill (an itemized receipt) on request, which a client can submit to their own insurer for possible out-of-network reimbursement. Reimbursement depends on the client’s plan and is not guaranteed. If you choose to submit a superbill to your insurer, you are sharing that information with your plan yourself. See out-of-network therapy in New Jersey.

How to start

Use Schedule a Free Consultation to send a consultation request. Sessions are conducted through secure, HIPAA-compliant video.

Frequently Asked Questions

Does Therapy Aligned send anything to my insurance company if I self-pay?

We do not send your insurance company information about care you pay for yourself. We share your information outside the practice only with your written permission, with the secure services that help us run the practice, or in the limited situations our Notice of Privacy Practices describes, such as a medical emergency or a legal requirement.

Is my record protected differently if I self-pay?

Your record is protected the same way however you pay. Self-pay changes what is shared for payment, not the confidentiality of your care.

Can I have insurance and still choose self-pay?

Self-pay is for clients who are uninsured or who are not using insurance for these services. Contact the office with questions.

What is self-pay therapy, and is it the same as private-pay?

Self-pay is one way to pay for therapy. At Therapy Aligned, it is for clients who are uninsured or who are not using insurance for these services. Self-pay is also called private-pay.

How much does self-pay therapy cost at Therapy Aligned in New Jersey?

Our standard self-pay rate is $200 per standard 53-minute individual session. Other individual-session lengths are billed in proportion to that rate; couples, family, and group sessions are priced separately. Self-pay clients receive a Good Faith Estimate of expected charges.

Is the care different if I pay for therapy myself?

No. The clinical care is the same whether you use insurance or self-pay.

Talk through your options with us

Schedule a free consultation to ask about self-pay, insurance, or getting started.

Schedule a Free Consultation

or call (732) 301-6802 ยท email Connect@Therapy-Aligned.com